Rick Hayes

I am Rick Hayes, and I lead an agency dedicated to serving the insurance needs of our community. With over 40 years of experience with State Farm, I am proud to work alongside a team that collectively brings over a century of insight to the table. We focus on helping individuals and businesses protect what matters most, offering coverage options for Auto, Homeowners, Life, and Business insurance, as well as policies for Renters and Health. Our commitment is to guide you through your options and help you feel confident in your coverage.

Our agency proudly serves customers across all of Colorado. While we focus intently on our local communities of Englewood, Cherry Hills, Greenwood Village, Littleton, Sheridan, Centennial, and Denver, our reach extends throughout the region. This includes Lakewood, Wheatridge, Aurora, Highlands Ranch, Lone Tree, Castle Rock, Morrison, Evergreen, Conifer, Bailey, Watkins, Bennett, and the eastern plains. We also assist those in the north Denver area, encompassing Broomfield, Thornton, Northglenn, Boulder, Superior, Erie, and Weld County, ensuring broad accessibility to our services.

Being an active member of the Englewood community is very important to me. I enjoy supporting Englewood schools, particularly local school athletics programs and cheer squads. I also find great reward in sharing financial awareness and insurance knowledge through lectures at both local high schools. My dedication to service extends to my past role as President of the Englewood Rotary Club from 2006 to 2007.

My career with State Farm has been marked by a strong commitment to excellence, earning recognition through achievements such as multi-year Ambassador Travel Club qualification and the Legion of Honor Gold Level. My educational foundation includes a Bachelor's of Science degree in Finance from Southern Illinois University-Carbondale. On a personal note, my wife Janet, who also works within our agency, and I are the proud parents of three sons. We are here to serve you, offering support for a wide range of insurance products, including Pet insurance, as well as banking-related services.

We take immense pride in supporting our customers with their insurance needs and building lasting relationships. Whether you are looking for new coverage or need to review your current policies, please connect with us. We look forward to helping you choose coverage that fits your needs.

Frequently Asked Questions (FAQs):

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. In Englewood, you can count on Rick for personalized service.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Rick is here to help your Englewood household feel covered.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Looking for coverage? Talk with Rick about your options in Englewood.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Rick is proud to serve the Englewood community.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Serving Englewood and the surrounding area, Rick can help answer your questions.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Rick serves Englewood, CO and is happy to help with your insurance needs.